- Credit minimum: 580+
- Down payment minimum: 3.5%
- Max concessions from seller: 6%
- Credit minimum: 620+
- Down payment minimum: 3%
- Max concessions from seller: 3%
- Credit minimum: 640+
- Down payment minimum: 0%
- Max concessions from seller: 4%
- Extra requirements: You’ll need a VA loan Certificate Of Eligibility that verifies you meet the military service requirements needed for a VA loan.
- Credit minimum: 640+
- Down payment minimum: 0%
- Max concessions from seller: 6%
- Extra requirements: Must be in USDA-designated “rural” areas (Punta Gorda). There are also household income limits tied to this loan determined by the city, county, and family size.
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